An Award from Pinaymama

I got a chance to grab this award from Pinaymama. Thanks Joy..It was more than 2 so I just used the snipping tool so I can capture all of them in one .

Home Mortgages

Sometimes it takes time to find loans if you want to re-finance your house. Yes, there are so many different types of loans out there but not all of them have the same interest rate. So we have to consider the interest rate they offer before committing one. It is a good idea to research, shop and compare all loan types to find which one best suits for you. Mortgage Finders Network, helps home buyers and home owners to find mortgage refinancing, they specializes in finding mortgage loans regardless of your location. They also helps determine on how can a home owners and buyers save money when they refinance. And for home equity loans, Mortgage Finders Network make it easier than ever before. A home equity loan allows a homeowner to get a lump sum of money by using the equity in your home as a collateral. Mortgage Finders, will give you the facts on the disadvantages and advantages of this kind of loan. The rates for home equity loan can be fixed rate or adjustable rate and this is useful for college tuition's, weddings, debt consolidation, bills and home repairs. You can easily get an equity loan if you have your house, as means of your collateral.

People who are looking for info on modular homes and you are a new home buyer, manufactured home loans these days are a good way to get that great new home and save a lot of money. There is no doubt that manufactured mobile homes are good for new home buyers as well.

FTP publishing

About two days ago, I almost lost this current template. Because I was trying to configured on how to edit the settings about FTP publishing, because I bought a domain for this blog, but it wasn't working right because of some issues. I called godaddy.com the first day I bought my domain and some guy instructed me how to publish and we did it. My domain for this blog supposed to be www.retchelsonlinebuzz.com but when I open my blogger , still on blogspot, so that's makes me more puzzle. But if you try to open my domain, you can open it but it will still show the www.retchelsonlinebuzz.blogspot.com . So I tried to to edit the FTP publishing but it wont work for the "layout", only if it is a "template" so I tried to switched it to classic templates. That was the time that I don't have this current template. So I was worried cause I like my original template because of its simplicity. But that time it was on "template" already and not "layout", but the problem was I lost all my links, good thing I copied one by one all that were on my blogroll to my notepad so I don't have to bloghop again and add those links cause it's hard to remember who are those blogs.

Anyway, I still could not figured out about FTP publishing so I can publish my domain without "blogspot" on the url. I wrote godaddy.com but they told me to contact blogger so that blogger can change the settings. But I don't have a chance to contact them. I have a lot to do on my personal life. I still have to update by blogs, so I said I will try to contact them when I have time.

I am wondering here...if you guys have experience this kind of "publishing" issue when you bought your domain at godaddy or anywhere else... Because last time I also bought a domain but it was on Enom and it works great for me, no problem at all from the very first time.

On the other hand...just done adding my blogroll list here again...took me half hour to add those links.

Dallas Photography

Everyone likes to play their digi- cams because everyone likes to take pictures. But there are times that we do need some interventions from professional photographers if we want to get a high quality portrait. As I was browsing at headshotsindallas.com, I found out that they have the best dallas photographers that are able to do just that. Mark Oristano, is the professional headshots photographer of the website that I was talking earlier. He is the best photographers that can be able to capture a headshots for your business. His dallas photography of you conveys the real emotion of your real personality. So if you want to have a good portrait for yourself or for your family, contact him at 212-546-3794 or just simply visit his website at headshotsin dallas dot com, so you can see his professional work on dallas headshots. He is confident of his ability to work with you to make things good in just a click of his camera. And if for any reason you don't feel like his photography than the previous shot you got, you don't have to pay for them, that is his guarantee to you and he is sticking with that. And at no charge he can rework the photography and will make sure that everything should be fixed without you paying a single penny.

Easy Payday

Let see you get paid biweekly. But by the time you get paid, you won’t have enough money left to buy for groceries, gas, or even food because all of your paycheck was gone because you are paying your credit cards debts . If this is you r life, it is really so hard that you are leaving paycheck between paycheck. That you could hardly even pay your utility bills.
If you are one of those that I am talking about and wanted to have some extra money for your daily expenses. You can try to apply for cash loans like the payday loan to substitute your financial expenses .
You may want to apply pay day loan online, you just fill up the given forum @ www.easyonlinepaydayloan.com. And by the time that you submit the form , they will work to your lenders partners to find a loan for you. You might have a question on how can you qualify for a payday loan. Most lenders requires a regular source of income or if you a job, and at least 18 years of age and a citizen of United States and have an active savings or checking account with a direct deposit set up. So if you think you can afford for cash loan, apply online now at easyonlinepaydayloan.com

The $1kTuesday

Yesterday, I was one of the luckiest ppp blogger that were able to snag one of the ten opp's that was worth $50.00 each, for my surigaobabe blog. It was around 3:20 pm Tuesday that the IZEA opp's were visible to me on white and I took the chance to grab it. I wonder how often they have this 1KTuesday so bloggers will have the opportunity to grab a high payout task without any requirements even if you have a pr of zero.

My IZEA entry was found here.

Happy to Grabbed the Big One

My day is almost over.And in an hour, I'll be leaving for work again. It seems like I just got home from work. I only slept for 4hours and I hope I will not fall asleep at work tonight.
Well, I am glad I was able to grab the $50 payout from PPP.I feel I was lucky today despite of spending some money from fixing our car, not so much though but still a money. Anyway, I wish there will be more task to come with high payouts , not only today but all the way through as I continue writing my thoughts and views on product reviews.

I Have done 12 out of 35 stupid things

I have tagged by Butchay.

RULES
1. Put an X on the things you’ve done
.2. Tag how-many-[X]s people.
3. Post with title “I’ve done *how-many-[X]* of 35 stupid things”.

[ ] Gum has fallen out of your mouth when you were talking.
[ ] Gum has fallen out of your mouth when you were NOT talking.
[x] You have ran into a glass/screen door.
[ ] You have fell out/off of a moving vehicle
[x] You have thought of something funny and laughed, then people gave you weird looks?
[ ] You have ran into a tree.
[ ] You have tried to lick your elbow.
[ ] You just tried to lick your elbow.
[ ] You never knew that the Alphabet and Twinkle Twinkle Little Star have the same rhythm.
[ ] You just tried to sing them.
[ ] You have tripped on your shoelace and fallen.
[ ] You have choked on your own spit.
[ ] Your hair is/was blond.
[ ] You’ve put metal in the microwave.
[ ] You have accidentally caught something on fire.
[ ] You tried to drink out of a straw, but it went into your nose/eyes.
[x] You have caught yourself drooling when you wake up…funny,,,
[x] You’ve fallen asleep in class. ..boring teacher makes me fall asleep
[ ] You have tripped over your own feet.
[ ] Sometimes you just stop thinking.
[x] You are telling a story and forget what you were talking about
[ ] You have forgotten to breathe.
[ ] You are often told to use your “inside voice”.
[x] You use your fingers to do simple math.
[ ] You have eaten a bug
[x] You are taking this test when you should be doing something else. .I should be writing a review right now.
[x] You have put your clothes on backwards or inside out…when I was a kid
[x] You’ve looked all over for something and realized it was in your hand.
[ ] You sometimes post bulletins because you are scared that what they say will happen to you if you dont.
[ ] You break a lot of things.
[ ] Your friends know not to use big words around you.
[x] You sometimes tilt your head when you’re confused.
[ ] You have fallen out of your chair before.
[x] When you’re lying in bed, you try to find pictures or words in the texture of the ceiling.[x] The word “uh” is used many times a day

Top 10 Sexiest Singles in Hollywood

Here are the top 10 sexiest singles in Hollywood....


1.Rihanah: The Barbadian bombshell and former beauty pageant contestant is currently uncontested on the sexy and single celeb circuit. With a deadly combo of killer looks and killer hooks, the Grammy-winning songbird is undoubtedly perched on the top list of OMG.

2. Ryann Phillippe-The delicious dad of two set hearts a flutter with early, shirtless roles in "White Squall," "54," and "Cruel Intentions." 10 years later, he's considered one of the best young actors Hollywood has to offer. He also happens to be the hottest!

3. Carmen Electra: You'd think the former "Baywatch" babe was born in the 1800's because she's been famous for so long, but the eternally beautiful 35-year-old model/dancer/singer/actress/pinup/former Prince muse continues to star in men's fantasies every night of the week.

4.Wentworth Miller-Perhaps the "Prison Break" playboy's multi-racial background adds to his sex appeal. Perhaps the attraction has something to do with his piercing eyes, those luscious lips, the bulging biceps...whew very sexy ganda pa ng mata..lol



5. Kate Hudson: The Golden Globe-winning goddess ("Almost Famous") has Goldie to thank for her good looks and bubbly personality, but she also happens to be a box office draw and a hot mama, having birthed a son (Ryder Russell Robinson) in 2004.

6. John Mayer: Minka's ex has been linked to many gorgeous girls in Hollywood, but this Grammy-winning bachelor is still on the prowl for Mrs. Right (now). Fortunately for brunettes around the world, he seems to be done with dumb blondes like Jessica Simpson.


7. Minka Kelly: Now that the "Friday Night Lights'" fox is back on the market (thanks to her ex, John Mayer), she can consider calling up her other ex, the incredible Chris Evans ("Fantastic Four's" Johnny Storm) ... not that a hottie like this should ever have to call a man for a date.


8. Adrian Grenier: Thankfully the 31-year-old (best known for his role as Vincent Chase on HBO's "Entourage") never cemented anything with a certain socialite he's been spotted with in the past year. Otherwise, OMG consider him skanky, not sexy.



9. Blake Lively: Chase's "Gossip Girl" co-star saw her stock rise after her role in "The Sisterhood of the Traveling Pants" won rave reviews. Ever since, the 20-year-old has been in high demand. She was recently featured on the cover of Teen Vogue, and a "Sisterhood" sequel is set for this summer.


10. Chase Crawford: The 22-year-old Texan started out as a model before moving to Los Angeles to pursue an acting career. The teen heartthrob solidified his hunk status as soon as his character, Nate Archibald, hit the screen on the CW's latest water cooler hit, "Gossip Girl." Although he's been linked with Carrie Underwood, she's repeatedly denied their relationship is serious









Credits:
Photos by Jeff Kravitz of filmmagic.com and OMG

7 Steps to save money for 2008

According to Margarette Burnette of bankrate.com that it is possible to save big bucks by making small changes in our spending. At first blush, the amounts may not seem like much. However, taken together over the course of a year, they really add up.

Here are some of her tips that she give to ourselves a $1,000 raise:

First is, Look for discounted dinner entrees- for example, before we are going out for dinner we will check some restaurants online first if they have some coupons or if they have some good deal they offer. And also discount deals can be found in the mail and newspaper. So always keep an eye on ads like this.

But other restaurant may not advertise like this in the paper so it is a good idea to ask about them.

Second is Return unopened, unused items , sometimes ,and it happens that we purchased products and did not realized that there's no way we can use them, like for clothing, its too large for us but the tag is still on it. We can try to return the item to get our money back. I have tried this so many times. One time I purchased a pair of shoes online but when I got it, it was way to big for me, so I returned it to the local site store and they put the money back to my account. I also bought a pair of jeans at jcpenny, I thought it fits me good since I tried to fit it on their fitting room , but after 2 days when I want to wear them it was small for me , so I brought it back and there was no problem so I still have the receipt with me.

Third, Look for extra grocery savings, again I am good on this, I like to keep coupons from previous grocery shopping and save it for the next purchase.Also clipping coupons from the newspaper ad. Other store also has coupons online that you can print and bring them with you when you go shopping so you can save even few bucks.

Fourth, Check out materials from the library, The next time you plan to buy or rent a favorite movie classic, head over to your local library instead and borrow the video for free. Many libraries stock DVDs -- movie classics and newer titles -- and CDs with generous borrowing periods.

Fifth, Bundle cable, phone and Internet services- We are one of those who uses bundle services for phone, internet and cellphone services. Bundling services under one company can save us more money. Sometimes we can get a discount when we have more services in one company.

Six, Negotiate with monthly service providers-Once you get off the phone with your cable, Internet and telephone provider, call your alarm company, lawn care person and any of your other monthly service providers to negotiate prices. Depending on where you live, you might even be able to negotiate natural gas rates.

Last is, Stash money for easier savings next year-By making these barely noticeable changes to our lifestyle, Margarette said that we could save as much as $1,000 over the next year.